---
canonical_url: https://lendb.ai/lo/gen-calvo-586982
json_url: https://lendb.ai/lo/gen-calvo-586982.json
nmls_id: 586982
last_verified: 2026-10-09
---

# Gen Calvo

Mortgage Banker at Total Mortgage Services, Upper Tumon, GU. NMLS ID 586982 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/586982)).

**Summary:** Gen Calvo (NMLS 586982) is Mortgage Banker at Total Mortgage Services, based in Upper Tumon, GU. Focus areas shown on the lender page: First-time buyer and Real estate investor. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.totalmortgage.com/bankers/gen-calvo, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/gen-calvo
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/gen-calvo

## About

Born and raised on Guam, Gen has over 15 years of experience as a mortgage loan officer serving local homebuyers. She holds a degree in Public Administration from the University of Guam.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.totalmortgage.com/bankers/gen-calvo, verified 2026-10-09.
- service_area: Guam. Source: https://www.totalmortgage.com/bankers/gen-calvo, verified 2026-10-09.
- education: Degree in Public Administration from the University of Guam. Source: https://www.totalmortgage.com/bankers/gen-calvo, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Upper Tumon, GU. Source: https://www.totalmortgage.com/bankers/gen-calvo, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/586982

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/gen-calvo
- Email on file: shown at https://lendb.ai/lo/gen-calvo-586982#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/586982
- lender_site: https://www.totalmortgage.com/bankers/gen-calvo

Cite as: Gen Calvo (NMLS 586982), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/gen-calvo-586982, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._