---
canonical_url: https://lendb.ai/lo/gene-cooney-438579
json_url: https://lendb.ai/lo/gene-cooney-438579.json
nmls_id: 438579
last_verified: 2026-10-09
---

# Gene Cooney

VP | Branch Manager at Ruoff Mortgage. NMLS ID 438579 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/438579)).

**Summary:** Gene Cooney (NMLS 438579) is VP | Branch Manager at Ruoff Mortgage. Lists Indiana and Kentucky on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction and VA loan. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.ruoff.com/GeneCooney, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported), Kentucky (KY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/GeneCooney
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/GeneCooney

## About

Gene has 25 years of experience serving homebuyers in Indiana and Kentucky with a 5-star home financing experience focused on personalized solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.ruoff.com/GeneCooney, verified 2026-10-09.
- credential: 97.09% Customer Satisfaction Score. Source: https://www.ruoff.com/GeneCooney, verified 2026-10-09.
- credential: President's Club award recipient. Source: https://www.ruoff.com/GeneCooney, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/GeneCooney, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/438579

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/GeneCooney
- Office phone on file: shown at https://lendb.ai/lo/gene-cooney-438579#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/438579
- lender_site: https://www.ruoff.com/GeneCooney

Cite as: Gene Cooney (NMLS 438579), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/gene-cooney-438579, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._