--- canonical_url: https://lendb.ai/lo/geoffrey-white-2217214 json_url: https://lendb.ai/lo/geoffrey-white-2217214.json nmls_id: 2217214 last_verified: 2026-10-15 --- # Geoff White Senior Loan Officer at Lower, Columbus, OH. NMLS ID 2217214 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2217214)). **Summary:** Geoff White (NMLS 2217214) is Senior Loan Officer at Lower, based in Columbus, OH. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arkansas, Arizona, California, Georgia, Iowa, Kansas, Missouri, North Carolina and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and VA loan. Lower also offers First-time buyer, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: December 21, 2021 (Florida), per state regulator. Last verified 2026-10-15. ## At a glance - Earliest state license record: December 21, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Kansas (KS, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Texas (TX, confirmed), Virginia (VA, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their bio (lender page), confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/ohio/columbus/geoff-white - **VA loan** (`va`): from their bio (lender page), confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/ohio/columbus/geoff-white ### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus) - **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com - **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com - **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com - **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com - **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com - **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com - **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com ## About Geoff is a senior mortgage loan originator who emphasizes personalized guidance and clear communication throughout the loan process. Source: LenDb summary of the lender page, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO99444 | active | confirmed | 2021-12-21 | state_regulator | 2026-10-15 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | active | confirmed | 2022-01-03 | state_regulator | 2026-10-13 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Columbus, OH. Source: https://www.lower.com/loan-officers/ohio/columbus/geoff-white, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2217214 ## Contact - View profile at Lower: https://www.lower.com/loan-officers/ohio/columbus/geoff-white - Email on file: shown at https://lendb.ai/lo/geoffrey-white-2217214#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2217214 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://www.lower.com/loan-officers/ohio/columbus/geoff-white - state_regulator: https://www.sml.texas.gov/ - lender_site (lender programs): https://www.lower.com - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Geoff White (NMLS 2217214), Lower. LenDb.ai, https://lendb.ai/lo/geoffrey-white-2217214, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._