{
  "canonical_url": "https://lendb.ai/lo/georg-thoma-312260",
  "lede": {
    "text": "Based in Honolulu, Hawaii, Georg Thoma (NMLS 312260) is a Senior Loan Officer at Kama'aina Mortgage Group Inc., licensed in California since 2023. Georg's focus, from their own profile, includes reverse mortgage, and Georg speaks German.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Georg licensed in Hawaii?",
      "a": "Kama'aina Mortgage Group Inc.'s page for Georg lists Hawaii. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 7 other states on file for Georg.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Georg do reverse mortgages?",
      "a": "Georg's profile lists reverse mortgage as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Georg work for?",
      "a": "Kama'aina Mortgage Group Inc., company NMLS 1276471, from the Honolulu, HI office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Georg speak?",
      "a": "German, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Georg been licensed?",
      "a": "The earliest state license record LenDb holds for Georg is from December 6, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 312260,
    "slug": "georg-thoma-312260",
    "canonical_url": "https://lendb.ai/lo/georg-thoma-312260",
    "md_url": "https://lendb.ai/lo/georg-thoma-312260.md",
    "json_url": "https://lendb.ai/lo/georg-thoma-312260.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312260",
    "full_name": {
      "value": "Georg Thoma",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "first_name": "Georg",
    "last_name": "Thoma",
    "licensed_names": [
      {
        "name": "Georg Thoma",
        "name_with_middle_initial": "Georg F. Thoma",
        "first_name": "Georg",
        "middle_initial": "F",
        "last_name": "Thoma",
        "states": [
          "CA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://cdn.prod.website-files.com/692ed72deeca580e1cf7f297/6a146d092552349830e6dad7_Georg%20Thoma%201.webp",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Georg Thoma is a Senior Loan Officer who speaks German. They specialize in assisting first time home buyers and have a passion for helping seniors with Reverse Mortgages. They also guide clients toward Self Employed, Condotel buyers and Non Qualified Mortgage options.",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "de"
      ],
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 1276471,
      "lender_name": "Kama'aina Mortgage Group Inc.",
      "lender_slug": "kama-aina-mortgage-group-inc-1276471",
      "branch_city": "Honolulu",
      "branch_state": "HI",
      "branch_zip": "96813",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1276471,
        "lender_name": "Kama'aina Mortgage Group Inc.",
        "lender_slug": "kama-aina-mortgage-group-inc-1276471",
        "branch_city": "Honolulu",
        "branch_state": "HI",
        "branch_zip": "96813",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI312260",
        "status": "active",
        "issued_at": "2023-12-06",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "HI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "Held executive positions in restaurants, cruise ships and hotels before moving to the US",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Has lived in Hawaii for over two decades",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/georg-thoma-312260#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/georg-thoma",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2023-12-06",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2023,
      "state": "CA"
    },
    "federal_registration": null
  }
}