--- canonical_url: https://lendb.ai/lo/george-cardenas-1912211 json_url: https://lendb.ai/lo/george-cardenas-1912211.json nmls_id: 1912211 last_verified: 2026-10-15 --- # George Cardenas Senior Mortgage Broker at Three Point Mortgage LLC. NMLS ID 1912211 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1912211)). George Cardenas (NMLS 1912211) is a Senior Mortgage Broker at Three Point Mortgage LLC, licensed in Texas since 2025 and in Florida. George's lender page shows a focus on physician and medical professional, condo and vacation home. **Summary:** George Cardenas (NMLS 1912211) is Senior Mortgage Broker at Three Point Mortgage LLC. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Colorado on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Physician and medical professional, Condo, Vacation home, Self-employed and Jumbo loan. Earliest state license record: February 6, 2025 (Texas), per state regulator. Last verified 2026-10-15. ## Quick answers ### Is George licensed in Florida? Yes. Florida regulator records list license LO136701 as active, first effective March 28, 2025 (verified 2026-10-15). LenDb has 2 other states on file for George. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does George list physician and medical professional as a focus? George's profile lists physician and medical professional as a focus (from their lender profile page). It also lists condo, vacation home and self-employed. Source: https://www.threepointmortgage.com/george-cardenas. ### What lender does George work for? Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15). Source: https://www.threepointmortgage.com/george-cardenas. ### How long has George been licensed? The earliest state license record LenDb holds for George is from February 6, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: February 6, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): George D. Cardenas (FL, TX, as of 2026-10-12) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Colorado (CO, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **Condo** (`condo`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.26, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.20, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **DSCR loan** (`dscr`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **FHA loan** (`fha`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **Real estate investor** (`investor`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **Refinance** (`refinance`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas - **VA loan** (`va`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://www.threepointmortgage.com/george-cardenas ## Facts from the lender page and intro - years_experience: close to a decade. Source: https://www.threepointmortgage.com/george-cardenas, verified 2026-10-15. - role: Branch Manager. Source: https://www.threepointmortgage.com/george-cardenas, verified 2026-10-15. - credential: Top Originator by Scotsman Guide. Source: https://www.threepointmortgage.com/george-cardenas, verified 2026-10-15. - other: works especially within physician and young professional communities. Source: https://www.threepointmortgage.com/george-cardenas, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO136701 | active | confirmed | 2025-03-28 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2025-02-06 | state_regulator | 2026-10-13 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Three Point Mortgage LLC (NMLS 2364254). Source: https://www.threepointmortgage.com/george-cardenas, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1912211 ## Contact - View profile at Three Point Mortgage LLC: https://www.threepointmortgage.com/george-cardenas - Email on file: shown at https://lendb.ai/lo/george-cardenas-1912211#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1912211 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - lender_site: https://www.threepointmortgage.com/george-cardenas Cite as: George Cardenas (NMLS 1912211), Three Point Mortgage LLC. LenDb.ai, https://lendb.ai/lo/george-cardenas-1912211, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._