---
canonical_url: https://lendb.ai/lo/gerald-caka-2102919
json_url: https://lendb.ai/lo/gerald-caka-2102919.json
nmls_id: 2102919
last_verified: 2026-10-26
---

# Gerald Caka

Loan officer at United Lending Team, INC. NMLS ID 2102919 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2102919)).

Gerald Caka (NMLS 2102919) is a mortgage loan officer at United Lending Team, INC, licensed in Florida since 2021 and in California and Maryland.

**Summary:** Gerald Caka (NMLS 2102919) is a loan officer at United Lending Team, INC. Licensed in 3 states confirmed with state regulators: Florida, California and Maryland. Earliest state license record: May 19, 2021 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Gerald licensed in Florida?

Yes. Florida regulator records list license LO87995 as active, first effective May 19, 2021 (verified 2026-10-15). LenDb has 2 other states on file for Gerald. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Gerald work for?

United Lending Team, INC, company NMLS 2273319, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Gerald been licensed?

The earliest state license record LenDb holds for Gerald is from May 19, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: May 19, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO87995 | active | confirmed | 2021-05-19 | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2102919 | active | confirmed | 2023-08-21 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: United Lending Team, INC (NMLS 2273319). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2102919

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2102919
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Gerald Caka (NMLS 2102919), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/gerald-caka-2102919, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._