--- canonical_url: https://lendb.ai/lo/giao-ramos-2377637 json_url: https://lendb.ai/lo/giao-ramos-2377637.json nmls_id: 2377637 last_verified: 2026-10-30 --- # Giao Ramos Loan officer at West Capital Lending, Inc.. NMLS ID 2377637 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2377637)). Giao Ramos (NMLS 2377637) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2024 and in Florida, California, Connecticut and 7 more states. **Summary:** Giao Ramos (NMLS 2377637) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Connecticut, Delaware, Colorado, Missouri, Arkansas and 3 more. Earliest state license record: August 6, 2024 (Texas), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Giao licensed in Florida? Yes. Florida regulator records list license LO130903 as active, first effective August 9, 2024 (verified 2026-10-15). LenDb has 10 other states on file for Giao. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Giao work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Giao been licensed? The earliest state license record LenDb holds for Giao is from August 6, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: August 6, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Giao Q. Ramos (AR, CA, CO, CT, DE, FL, IA, MO, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO130903 | active | confirmed | 2024-08-09 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-08-06 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02296257 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-2377637 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100542204 | active | confirmed | 2025-05-14 | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 57475 | active | confirmed | 2026-06-02 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2377637 | active | confirmed | 2026-06-02 | state_regulator | 2026-10-21 | | WY | Wyoming regulator | state_license | 110375 | active | confirmed | 2026-06-09 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2377637 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2377637 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=335610&contact=568634 - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Giao Ramos (NMLS 2377637), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/giao-ramos-2377637, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._