---
canonical_url: https://lendb.ai/lo/gil-lazcano-156544
json_url: https://lendb.ai/lo/gil-lazcano-156544.json
nmls_id: 156544
last_verified: 2026-10-09
---

# Gil Lazcano

Mortgage Advisor at Xpert Home Lending. NMLS ID 156544 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/156544)).

**Summary:** Gil Lazcano (NMLS 156544) is Mortgage Advisor at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO39599). Also lists Arizona, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2017 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2017 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/gil-lazcano
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/gil-lazcano

## Facts from the lender page and intro

- service_area: AZ, FL, TX, WA. Source: https://xperthomelending.com/loan-directory/gil-lazcano, verified 2026-10-09.
- other: Closes loans within 15 days or less. Source: https://xperthomelending.com/loan-directory/gil-lazcano, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO39599 | active | confirmed | 2017-02-10 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/gil-lazcano, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/156544

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/gil-lazcano
- Office phone and Email on file: shown at https://lendb.ai/lo/gil-lazcano-156544#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/156544
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/gil-lazcano

Cite as: Gil Lazcano (NMLS 156544), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/gil-lazcano-156544, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._