--- canonical_url: https://lendb.ai/lo/gilbert-ramos-286678 json_url: https://lendb.ai/lo/gilbert-ramos-286678.json nmls_id: 286678 last_verified: 2026-10-27 --- # Gilbert Ramos Senior Loan Officer at United American Mortgage Corporation. NMLS ID 286678 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/286678)). Gilbert Ramos (NMLS 286678) is a Senior Loan Officer at United American Mortgage Corporation, licensed in Florida, California, Colorado and 4 more states. **Summary:** Gilbert Ramos (NMLS 286678) is Senior Loan Officer at United American Mortgage Corporation. Licensed in 7 states confirmed with state regulators: Florida, California, Colorado, Pennsylvania, Oregon, Wisconsin and Wyoming. Earliest state license record: August 17, 2020 (Texas), per state regulator. Last verified 2026-10-27. ## Quick answers ### Is Gilbert licensed in Florida? Yes. Florida regulator records list license LO131775 as active, first effective August 6, 2024 (verified 2026-10-15). LenDb has 6 other states on file for Gilbert. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Gilbert work for? United American Mortgage Corporation, company NMLS 1942, per the lender's own site (verified 2026-10-15). Source: https://www.uamco.com/loan-officer/gilbert-ramos. ### How long has Gilbert been licensed? The earliest state license record LenDb holds for Gilbert is from August 17, 2020 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: August 17, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Gilbert L. Ramos (CA, CO, FL, IA, PA, TX, WY, as of 2026-10-27); Gilberto L. Ramos (OR, as of 2026-06-30) - Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO131775 | active | confirmed | 2024-08-06 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | inactive | confirmed | 2020-08-17 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 01351284 | active | confirmed | | state_regulator | 2026-10-24 | | CO | Colorado regulator | state_license | 100539117 | active | confirmed | 2024-05-29 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 109151 | active | confirmed | | state_regulator | 2026-10-16 | | IA | Iowa regulator | state_license | 51859 | expired | confirmed | 2024-05-08 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-06-13 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 286678 | active | confirmed | 2024-05-15 | state_regulator | 2026-10-21 | | WY | Wyoming regulator | state_license | 107247 | active | confirmed | 2024-05-22 | state_regulator | 2026-10-27 | ## Employment history - ? to present: United American Mortgage Corporation (NMLS 1942). Source: https://www.uamco.com/loan-officer/gilbert-ramos, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/286678 ## Contact - View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/gilbert-ramos - Office phone and Email on file: shown at https://lendb.ai/lo/gilbert-ramos-286678#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/286678 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=329022&contact=560696 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - lender_site: https://www.uamco.com/loan-officer/gilbert-ramos Cite as: Gilbert Ramos (NMLS 286678), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/gilbert-ramos-286678, last verified 2026-10-27. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._