---
canonical_url: https://lendb.ai/lo/gina-escoto-masters-700715
json_url: https://lendb.ai/lo/gina-escoto-masters-700715.json
nmls_id: 700715
last_verified: 2026-10-09
---

# Gina Escoto-Masters

Loan Originator at Cardinal Financial Company, Plano, TX. NMLS ID 700715 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700715)).

**Summary:** Gina Escoto-Masters (NMLS 700715) is Loan Originator at Cardinal Financial Company, based in Plano, TX. Licensed in Florida, confirmed with the state regulator (license LO121126). Speaks Spanish. Earliest state license record: June 28, 2023 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 28, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.cardinalfinancial.com/loan-originator/gina-escoto-masters/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Gina has more than 30 years of financial experience in residential lending. She is bilingual in Spanish and holds an Executive MBA from St. Mary's College.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.cardinalfinancial.com/loan-originator/gina-escoto-masters/, verified 2026-10-09.
- education: Executive MBA from St. Mary's College in California. Source: https://www.cardinalfinancial.com/loan-originator/gina-escoto-masters/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121126 | active | confirmed | 2023-06-28 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Plano, TX. Source: https://www.cardinalfinancial.com/loan-originator/gina-escoto-masters/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700715

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/gina-escoto-masters/
- Office phone and Email on file: shown at https://lendb.ai/lo/gina-escoto-masters-700715#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700715
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/gina-escoto-masters/

Cite as: Gina Escoto-Masters (NMLS 700715), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/gina-escoto-masters-700715, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._