---
canonical_url: https://lendb.ai/lo/gina-gray-1481330
json_url: https://lendb.ai/lo/gina-gray-1481330.json
nmls_id: 1481330
last_verified: 2026-10-09
---

# Gina Gray

Mortgage Loan Officer at Loan Factory. NMLS ID 1481330 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481330)).

**Summary:** Gina Gray (NMLS 1481330) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO131257). Also lists California on the lender page (not yet checked with the state regulator). Earliest state license record: August 22, 2024 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 22, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/gina-gray-1481330, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Gina has over 30 years of experience in finance, real estate, title, and escrow with a proven track record of exceeding sales quotas and strengthening customer relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/gina-gray-1481330, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO131257 | active | confirmed | 2024-08-22 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/gina-gray-1481330, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481330

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/gina-gray-1481330

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481330
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/gina-gray-1481330

Cite as: Gina Gray (NMLS 1481330), Loan Factory. LenDb.ai, https://lendb.ai/lo/gina-gray-1481330, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._