---
canonical_url: https://lendb.ai/lo/ginni-madsen-1078414
json_url: https://lendb.ai/lo/ginni-madsen-1078414.json
nmls_id: 1078414
last_verified: 2026-10-15
---

# Ginni Madsen

MLO/EVP at Pacific Home Loans, Inc., Kihei, HI. NMLS ID 1078414 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1078414)).

**Summary:** Ginni Madsen (NMLS 1078414) is MLO/EVP at Pacific Home Loans, Inc., based in Kihei, HI. Licensed in Texas, confirmed with the state regulator. Also lists California and Nevada on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: September 23, 2022 (Texas), per state regulator. States 19 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 23, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 19 (source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15)
- Licensed in: Texas (TX, confirmed), California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://pacifichomeloans.com/bio-ginni-madsen/

## Facts from the lender page and intro

- years_experience: 19. Source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15.
- credential: Certified Veteran Lending Specialist (CVLS). Source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15.
- credential: Mortgage Professional America Elite Women in Mortgages, 2018. Source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15.
- credential: Young Business Person of the Year, Maui County Mayor's Small Business Awards, 2015. Source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15.
- community: Board of directors, Hawaii Animal Rescue Foundation. Source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2022-09-23 | state_regulator | 2026-10-13 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Pacific Home Loans, Inc. (NMLS 278194), Kihei, HI. Source: https://pacifichomeloans.com/bio-ginni-madsen/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1078414

## Contact

- linkedin_url: https://www.linkedin.com/in/ginnimadsen (source: lender_site, verified 2026-10-15)
- View profile at Pacific Home Loans, Inc.: https://pacifichomeloans.com/bio-ginni-madsen/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1078414
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://pacifichomeloans.com/bio-ginni-madsen/

Cite as: Ginni Madsen (NMLS 1078414), Pacific Home Loans, Inc.. LenDb.ai, https://lendb.ai/lo/ginni-madsen-1078414, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._