---
canonical_url: https://lendb.ai/lo/giovanni-cayo-1311162
json_url: https://lendb.ai/lo/giovanni-cayo-1311162.json
nmls_id: 1311162
last_verified: 2026-10-15
---

# Giovanni Cayo

Loan Officer at United Mortgage Corp., Woodbury, NY. NMLS ID 1311162 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1311162)).

**Summary:** Giovanni Cayo (NMLS 1311162) is Loan Officer at United Mortgage Corp., based in Woodbury, NY. Licensed in New York, confirmed with the state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Woodbury, NY. Source: https://unitedmortgage.com/loan-officer/giovanni-cayo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1311162

## Contact

- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/giovanni-cayo/
- Office phone and Email on file: shown at https://lendb.ai/lo/giovanni-cayo-1311162#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1311162
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://unitedmortgage.com/loan-officer/giovanni-cayo/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Giovanni Cayo (NMLS 1311162), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/giovanni-cayo-1311162, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._