--- canonical_url: https://lendb.ai/lo/giovanni-fernandez-1063506 json_url: https://lendb.ai/lo/giovanni-fernandez-1063506.json nmls_id: 1063506 last_verified: 2026-10-31 --- # Giovanni Fernandez Associate Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 1063506 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1063506)). Giovanni Fernandez (NMLS 1063506) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2024 and in Texas, Connecticut, Louisiana and 11 more states. **Summary:** Giovanni Fernandez (NMLS 1063506) is Associate Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 15 states confirmed with state regulators: Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa and 7 more. Earliest state license record: December 2, 2024 (Florida), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Giovanni licensed in Florida? Yes. Florida regulator records list license LO133569 as active, first effective December 2, 2024 (verified 2026-10-15). LenDb has 14 other states on file for Giovanni. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Giovanni work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/giovanni-fernandez/. ### How long has Giovanni been licensed? The earliest state license record LenDb holds for Giovanni is from December 2, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: December 2, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Giovanni R. Fernandez (AR, CA, CT, DE, FL, IA, LA, MD, MO, NV, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Giovanni Fernandez is an Associate Sales Director at Independence Home Loans. Their page says they have been recognized as a top performer and enjoy exercise and cooking, along with time with their family and three dogs. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - other: Recognized as a top performer. Source: https://independencehl.com/giovanni-fernandez/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO133569 | active | confirmed | 2024-12-02 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-07-09 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-1063506 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55492 | active | confirmed | 2025-10-20 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-03-12 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1063506 | active | confirmed | 2025-12-05 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1063506 | active | confirmed | 2024-12-05 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109290 | active | confirmed | 2025-11-03 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0090682 | active | confirmed | 2025-07-03 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-114772 | active | confirmed | 2024-12-23 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/giovanni-fernandez/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1063506 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/giovanni-fernandez/ - Office phone and Email on file: shown at https://lendb.ai/lo/giovanni-fernandez-1063506#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1063506 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/giovanni-fernandez/ Cite as: Giovanni Fernandez (NMLS 1063506), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/giovanni-fernandez-1063506, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._