---
canonical_url: https://lendb.ai/lo/giuliana-mainardi-1209623
json_url: https://lendb.ai/lo/giuliana-mainardi-1209623.json
nmls_id: 1209623
last_verified: 2026-10-15
---

# Giuliana Mainardi

Loan officer at Full Realty Services, Inc.. NMLS ID 1209623 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1209623)).

**Summary:** Giuliana Mainardi (NMLS 1209623) is a loan officer at Full Realty Services, Inc.. Licensed in 2 states confirmed with state regulators: Texas and California. Focus areas shown on the lender page: Manufactured home, VA loan and First-time buyer. Earliest state license record: September 20, 2023 (Texas), per state regulator. States 7 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 20, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 7 (source: https://21stcenturylending.com/lo/giuliana-mainardi/, verified 2026-10-15)
- Licensed in: Texas (TX, confirmed), California (CA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Manufactured home** (`manufactured`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://21stcenturylending.com/lo/giuliana-mainardi/
- **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://21stcenturylending.com/lo/giuliana-mainardi/
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://21stcenturylending.com/lo/giuliana-mainardi/

## Facts from the lender page and intro

- years_experience: 7. Source: https://21stcenturylending.com/lo/giuliana-mainardi/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2023-09-20 | state_regulator | 2026-10-13 |
| CA | state_license | 01964939 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Full Realty Services, Inc. (NMLS 241835). Source: https://21stcenturylending.com/lo/giuliana-mainardi/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1209623

## Contact

- View profile at Full Realty Services, Inc.: https://21stcenturylending.com/lo/giuliana-mainardi/
- Email on file: shown at https://lendb.ai/lo/giuliana-mainardi-1209623#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1209623
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://21stcenturylending.com/lo/giuliana-mainardi/

Cite as: Giuliana Mainardi (NMLS 1209623), Full Realty Services, Inc.. LenDb.ai, https://lendb.ai/lo/giuliana-mainardi-1209623, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._