---
canonical_url: https://lendb.ai/lo/grace-gray-2289761
json_url: https://lendb.ai/lo/grace-gray-2289761.json
nmls_id: 2289761
last_verified: 2026-10-09
---

# Grace Gray

Loan Officer at Xpert Home Lending. NMLS ID 2289761 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2289761)).

**Summary:** Grace Gray (NMLS 2289761) is Loan Officer at Xpert Home Lending. Lists Oregon and Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Oregon (OR, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Grace has dedicated career in financing and works with a team to guide borrowers through options and budgets. They help first-time buyers, those trading up, downsizing, and borrowers seeking change with personalized service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: team lead/advisor. Source: https://xperthomelending.com/loan-directory/grace-gray, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/grace-gray, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2289761

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/grace-gray
- Office phone and Email on file: shown at https://lendb.ai/lo/grace-gray-2289761#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2289761
- lender_site: https://xperthomelending.com/loan-directory/grace-gray

Cite as: Grace Gray (NMLS 2289761), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/grace-gray-2289761, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._