---
canonical_url: https://lendb.ai/lo/gregory-rutolo-34860
json_url: https://lendb.ai/lo/gregory-rutolo-34860.json
nmls_id: 34860
last_verified: 2026-10-09
---

# Gregory Rutolo

Mortgage Loan Officer at Loan Factory, Medford, NJ. NMLS ID 34860 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/34860)).

**Summary:** Gregory Rutolo (NMLS 34860) is Mortgage Loan Officer at Loan Factory, based in Medford, NJ. Licensed in Pennsylvania, confirmed with the state regulator (license 31344). Also lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC and Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860

## About

Gregory Rutolo is a mortgage broker at Loan Factory specializing in homebuyers, homeowners, and investors in New Jersey and Pennsylvania. They focus on competitive rates by shopping 240+ lenders and specialty programs including DSCR, bank statement loans, and first-time buyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: New Jersey and Pennsylvania. Source: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860, verified 2026-10-09.
- role: Mortgage Broker. Source: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 31344 | active | confirmed |  | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Medford, NJ. Source: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/34860

## Contact

- linkedin_url: https://www.linkedin.com/in/gregory-rutolo-678925a3 (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/34860
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/gregory-rutolo-34860

Cite as: Gregory Rutolo (NMLS 34860), Loan Factory. LenDb.ai, https://lendb.ai/lo/gregory-rutolo-34860, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._