{
  "canonical_url": "https://lendb.ai/lo/gregory-waddy-2673062",
  "loan_officer": {
    "nmls_id": 2673062,
    "slug": "gregory-waddy-2673062",
    "canonical_url": "https://lendb.ai/lo/gregory-waddy-2673062",
    "md_url": "https://lendb.ai/lo/gregory-waddy-2673062.md",
    "json_url": "https://lendb.ai/lo/gregory-waddy-2673062.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2673062",
    "full_name": {
      "value": "Gregory Waddy",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "first_name": "Gregory",
    "last_name": "Waddy",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/zMzcoFuBEG_pzuhcnjO7qw/aWGsgbrUGiRy2IXiFdODKRU-qLmq9vbonmsDXqg3DbmNmENs0onDa5PASMxtVJgkQPJfyVf0Y1JKympj3pO4sxZ7pYdK8VuO5YlabaI6STS9jtbWSP7ZaklmGfUPhqRuyyvnpbvzbpSBOCAwSc7yI9b26f0JRdg3-3qp_tKKaxU/ytvZEIfTbd9DhcrRZyk2P_5iq6txEmeZKYMmooMPtjs",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Gregory brings over 20 years of mortgage industry expertise, having worked in multiple roles including loan origination, underwriting, processing, and lending operations management. Based in Charleston, he serves first-time homebuyers and investors.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/gregory",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/gregory",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/gregory",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO137590",
        "status": "active",
        "issued_at": "2025-04-30",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20+",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/gregory",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Loan Originator, Processor, Underwriter, Post-Closer, Loss Mitigation Specialist, Processing Manager, Director of Lending Operations",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/gregory",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Degree in Banking and Finance",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/gregory",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Charleston area",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/gregory",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Participates in lending and credit education sessions with neighborhood organizations, youth groups, and churches",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/gregory",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:55:00.101197+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/gregory-waddy-2673062#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/gregory",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2025-04-30",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}