---
canonical_url: https://lendb.ai/lo/gregory-waddy-2673062
json_url: https://lendb.ai/lo/gregory-waddy-2673062.json
nmls_id: 2673062
last_verified: 2026-10-09
---

# Gregory Waddy

Loan Officer at Empire Home Loans. NMLS ID 2673062 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2673062)).

**Summary:** Gregory Waddy (NMLS 2673062) is Loan Officer at Empire Home Loans. Licensed in Florida, confirmed with the state regulator (license LO137590). Earliest state license record: April 30, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 30, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Gregory brings over 20 years of mortgage industry expertise, having worked in multiple roles including loan origination, underwriting, processing, and lending operations management. Based in Charleston, he serves first-time homebuyers and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://www.empirehomeloans.com/team/gregory, verified 2026-10-09.
- role: Loan Originator, Processor, Underwriter, Post-Closer, Loss Mitigation Specialist, Processing Manager, Director of Lending Operations. Source: https://www.empirehomeloans.com/team/gregory, verified 2026-10-09.
- education: Degree in Banking and Finance. Source: https://www.empirehomeloans.com/team/gregory, verified 2026-10-09.
- service_area: Charleston area. Source: https://www.empirehomeloans.com/team/gregory, verified 2026-10-09.
- community: Participates in lending and credit education sessions with neighborhood organizations, youth groups, and churches. Source: https://www.empirehomeloans.com/team/gregory, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO137590 | active | confirmed | 2025-04-30 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/gregory, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2673062

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/gregory
- Office phone and Email on file: shown at https://lendb.ai/lo/gregory-waddy-2673062#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2673062
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.empirehomeloans.com/team/gregory

Cite as: Gregory Waddy (NMLS 2673062), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/gregory-waddy-2673062, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._