---
canonical_url: https://lendb.ai/lo/gretel-leyva-1368501
json_url: https://lendb.ai/lo/gretel-leyva-1368501.json
nmls_id: 1368501
last_verified: 2026-10-09
---

# Gretel Leyva

Loan Officer at Intercap Lending, South Ogden, UT. NMLS ID 1368501 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1368501)).

**Summary:** Gretel Leyva (NMLS 1368501) is Loan Officer at Intercap Lending, based in South Ogden, UT. Lists Utah on the lender page (not yet checked with the state regulator). Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Gretel Leyva has been a loan officer since 2018 and started in finance in 2013 working with the Hispanic community. She has landlord experience managing long-term and short-term rentals and takes a personal, client-focused approach to helping families build generational wealth through homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2018. Source: https://www.intercaplending.com/loan-officer/gretel-leyva/, verified 2026-10-09.
- years_experience: since 2013. Source: https://www.intercaplending.com/loan-officer/gretel-leyva/, verified 2026-10-09.
- education: Former educator. Source: https://www.intercaplending.com/loan-officer/gretel-leyva/, verified 2026-10-09.
- community: Works with Hispanic community. Source: https://www.intercaplending.com/loan-officer/gretel-leyva/, verified 2026-10-09.
- role: Landlord with experience managing long-term and short-term rentals. Source: https://www.intercaplending.com/loan-officer/gretel-leyva/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), South Ogden, UT. Source: https://www.intercaplending.com/loan-officer/gretel-leyva/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1368501

## Contact

- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/gretel-leyva/
- Email on file: shown at https://lendb.ai/lo/gretel-leyva-1368501#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1368501
- lender_site: https://www.intercaplending.com/loan-officer/gretel-leyva/

Cite as: Gretel Leyva (NMLS 1368501), Intercap Lending. LenDb.ai, https://lendb.ai/lo/gretel-leyva-1368501, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._