--- canonical_url: https://lendb.ai/lo/gustan-cho-873293 json_url: https://lendb.ai/lo/gustan-cho-873293.json nmls_id: 873293 last_verified: 2026-10-31 --- # Gustan Cho Loan officer at NEXA Mortgage. NMLS ID 873293 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/873293)). Gustan Cho (NMLS 873293) is a mortgage loan officer at NEXA Mortgage, licensed in Illinois since 2012 and in Florida, Pennsylvania, Texas and 10 more states. **Summary:** Gustan Cho (NMLS 873293) is a loan officer at NEXA Mortgage. Licensed in 14 states confirmed with state regulators: Florida, Pennsylvania, Texas, Connecticut, Louisiana, Missouri, Arkansas, Iowa and 6 more. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: April 17, 2012 (Illinois), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Gustan licensed in Florida? Yes. Florida regulator records list license LO82183 as active, first effective February 18, 2021 (verified 2026-10-15). LenDb has 13 other states on file for Gustan. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Gustan work for? NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/. ### How long has Gustan been licensed? The earliest state license record LenDb holds for Gustan is from April 17, 2012 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: April 17, 2012 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Gustan L. Cho (AR, CA, CT, FL, IA, LA, MD, MO, NV, OR, PA, TX, WY, as of 2026-10-28) - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com - **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com - **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com - **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com - **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO82183 | active | confirmed | 2021-02-18 | state_regulator | 2026-10-15 | | PA | Pennsylvania regulator | state_license | 79376 | active | confirmed | | state_regulator | 2026-10-16 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2021-06-04 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-873293 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 48093 | active | confirmed | 2022-02-28 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-11-16 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 873293 | active | confirmed | 2022-03-07 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO873293 | active | confirmed | 2015-01-20 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 104761 | inactive | confirmed | 2022-06-10 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0032137 | active | confirmed | 2012-04-17 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1189102 | active | confirmed | 2022-12-19 | state_regulator | 2026-10-31 | ## Employment history - ? to present: NEXA Mortgage (NMLS 1660690). Source: https://dfr.oregon.gov/, verified 2026-10-20. - ? to present: Coast2Coast Mortgage, LLC (NMLS 376205), Salem, WI. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/873293 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/873293 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - manual (lender programs): https://nexamortgage.com Cite as: Gustan Cho (NMLS 873293), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/gustan-cho-873293, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._