{
  "canonical_url": "https://lendb.ai/lo/gwyneth-cataldo-2038807",
  "lede": {
    "text": "Gwyneth Cataldo (NMLS 2038807) is a mortgage loan officer at Rocket Mortgage, licensed in Iowa since 2020 and in Florida, Texas, Delaware and 4 more states. Gwyneth works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Gwyneth licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO80375 as active, first effective January 14, 2021 (verified 2026-10-15). LenDb has 7 other states on file for Gwyneth.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Gwyneth work for, and is it FHA-approved?",
      "a": "Rocket Mortgage, company NMLS 3030, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    {
      "q": "How long has Gwyneth been licensed?",
      "a": "The earliest state license record LenDb holds for Gwyneth is from October 15, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Iowa state regulator",
      "source_url": "https://idob.iowa.gov/",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2038807,
    "slug": "gwyneth-cataldo-2038807",
    "canonical_url": "https://lendb.ai/lo/gwyneth-cataldo-2038807",
    "md_url": "https://lendb.ai/lo/gwyneth-cataldo-2038807.md",
    "json_url": "https://lendb.ai/lo/gwyneth-cataldo-2038807.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2038807",
    "full_name": {
      "value": "Gwyneth Cataldo",
      "source": "state_regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    "first_name": "Gwyneth",
    "last_name": "Cataldo",
    "licensed_names": [
      {
        "name": "Gwyneth Cataldo",
        "name_with_middle_initial": "Gwyneth D. Cataldo",
        "first_name": "Gwyneth",
        "middle_initial": "D",
        "last_name": "Cataldo",
        "states": [
          "CA",
          "DE",
          "FL",
          "IA",
          "MA",
          "MD",
          "NV",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-30"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 0,
    "current_employment": {
      "lender_nmls_id": 3030,
      "lender_name": "Rocket Mortgage",
      "lender_slug": "rocket-mortgage-3030",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": null,
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3030,
        "lender_name": "Rocket Mortgage",
        "lender_slug": "rocket-mortgage-3030",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20"
      },
      {
        "lender_nmls_id": 1566096,
        "lender_name": "West Capital Lending, Inc.",
        "lender_slug": "west-capital-lending-inc-1566096",
        "branch_city": "Dearborn",
        "branch_state": "MI",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO80375",
        "status": "active",
        "issued_at": "2021-01-14",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2021-02-09",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "DE",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/",
        "verified_at": "2026-10-30",
        "confidence": "confirmed",
        "regulator": "de"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "39926",
        "status": "active",
        "issued_at": "2020-10-15",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-11-06",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "2038807",
        "status": "active",
        "issued_at": "2020-11-05",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2038807",
        "status": "inactive",
        "issued_at": "2021-03-17",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO2038807",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-1177336",
        "status": "inactive",
        "issued_at": "2023-11-07",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-30",
    "updated_at": "2026-10-30 15:38:22.768754+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "earliest_license_record": {
      "date": "2020-10-15",
      "state": "IA"
    },
    "licensed_since": {
      "year": 2020,
      "state": "IA"
    },
    "federal_registration": null
  }
}