---
canonical_url: https://lendb.ai/lo/ha-halle-pham-2820540
json_url: https://lendb.ai/lo/ha-halle-pham-2820540.json
nmls_id: 2820540
last_verified: 2026-10-15
---

# Ha (Halle) Pham

Loan Officer  at United Mortgage Corp., Melville, NY. NMLS ID 2820540 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820540)).

**Summary:** Ha (Halle) Pham (NMLS 2820540) is Loan Officer  at United Mortgage Corp., based in Melville, NY. Lists North Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Self-employed and Real estate investor. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/ha-halle-pham/
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/ha-halle-pham/
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.55, verified 2026-10-15. Source: https://unitedmortgage.com/loan-officer/ha-halle-pham/

## About

Brings more than 20 years of customer-service experience from the beauty industry to mortgage lending. Focuses on first-time and move-up buyers, self-employed borrowers, and investors.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- other: Approach guided by empathy. Source: https://unitedmortgage.com/loan-officer/ha-halle-pham/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Melville, NY. Source: https://unitedmortgage.com/loan-officer/ha-halle-pham/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820540

## Contact

- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/ha-halle-pham/
- Email on file: shown at https://lendb.ai/lo/ha-halle-pham-2820540#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2820540
- lender_site: https://unitedmortgage.com/loan-officer/ha-halle-pham/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Ha (Halle) Pham (NMLS 2820540), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/ha-halle-pham-2820540, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._