---
canonical_url: https://lendb.ai/lo/hanaan-o-rear-928910
json_url: https://lendb.ai/lo/hanaan-o-rear-928910.json
nmls_id: 928910
last_verified: 2026-10-09
---

# Michelle O'Rear

Outside Sales Loan Officer at Fairway Independent Mortgage Corporation, Kearney, MO. NMLS ID 928910 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/928910)).

**Summary:** Michelle O'Rear (NMLS 928910) is Outside Sales Loan Officer at Fairway Independent Mortgage Corporation, based in Kearney, MO. Licensed in Florida, confirmed with the state regulator (license LO22230). Also lists Iowa, Kansas and Missouri on the lender page (not yet checked with the state regulator). Earliest state license record: November 13, 2013 (Florida), per state regulator. States 14 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 13, 2013 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 14 (source: https://www.fairway.com/lo/michelle-orear-928910, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Iowa (IA, lender_reported), Kansas (KS, lender_reported), Missouri (MO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle O'Rear brings 14 years of mortgage lending experience, focusing on guiding borrowers through the home buying process with clear communication and personalized service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 14. Source: https://www.fairway.com/lo/michelle-orear-928910, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO22230 | active | confirmed | 2013-11-13 | state_regulator | 2026-10-09 |
| IA | state_license | 55104 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | LO.0029361 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | 928910 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Kearney, MO. Source: https://www.fairway.com/lo/michelle-orear-928910, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/928910

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/michelle-orear-928910
- Office phone and Email on file: shown at https://lendb.ai/lo/hanaan-o-rear-928910#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/928910
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.fairway.com/lo/michelle-orear-928910

Cite as: Michelle O'Rear (NMLS 928910), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/hanaan-o-rear-928910, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._