--- canonical_url: https://lendb.ai/lo/harold-perkins-227298 json_url: https://lendb.ai/lo/harold-perkins-227298.json nmls_id: 227298 last_verified: 2026-10-22 --- # Harold Perkins President/Managing Member at Galaxy Lending Group LLC. NMLS ID 227298 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/227298)). Harold Perkins (NMLS 227298) is a mortgage loan officer at Galaxy Lending Group LLC, licensed in Oregon since 2016 and in Texas. Harold's own profile lists refinance as a focus. **Summary:** Harold Perkins (NMLS 227298) is President/Managing Member at Galaxy Lending Group LLC. Licensed in 2 states confirmed with state regulators: Texas and Oregon. Also lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Refinance. Earliest state license record: May 31, 2016 (Oregon), per state regulator. States 20 years of experience. Last verified 2026-10-22. ## Quick answers ### Is Harold licensed in Texas? Yes. Texas regulator records list a license as active, first effective January 22, 2020 (verified 2026-10-13). LenDb has 2 other states on file for Harold. Source: https://www.sml.texas.gov/. ### Does Harold list refinance as a focus? Harold's profile lists refinance as a focus (from their lender profile page). Source: https://galaxylendinggroup.com/team-member/harold-perkins/. ### What lender does Harold work for? Galaxy Lending Group LLC, company NMLS 142766, per the lender's own site (verified 2026-10-22). Source: https://galaxylendinggroup.com/team-member/harold-perkins/. ### How long has Harold been licensed? The earliest state license record LenDb holds for Harold is from May 31, 2016 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Harold states 20 years of experience. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: May 31, 2016 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://galaxylendinggroup.com/team-member/harold-perkins/, verified 2026-10-22) - Also licensed as (state regulator records, same NMLS ID): Harold A. Perkins (CA, OR, TX, as of 2026-10-22) - Licensed in: Texas (TX, confirmed), Oregon (OR, confirmed), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Refinance** (`refinance`): from their lender profile page, confidence 0.80, verified 2026-10-22. Source: https://galaxylendinggroup.com/team-member/harold-perkins/ ## Facts from the lender page and intro - years_experience: 20. Source: https://galaxylendinggroup.com/team-member/harold-perkins/, verified 2026-10-22. - role: President and Managing Member of Galaxy Lending Group. Source: https://galaxylendinggroup.com/team-member/harold-perkins/, verified 2026-10-22. - service_area: Arizona, Washington, Oregon, Texas, Colorado, Minnesota. Source: https://galaxylendinggroup.com/team-member/harold-perkins/, verified 2026-10-22. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | TX | Texas regulator | state_license | n/a | active | confirmed | 2020-01-22 | state_regulator | 2026-10-13 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2016-05-31 | state_regulator | 2026-10-20 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-22 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI227298 | inactive | confirmed | 2023-02-17 | state_regulator | 2026-10-24 | ## Employment history - ? to present: Galaxy Lending Group LLC (NMLS 142766). Source: https://galaxylendinggroup.com/team-member/harold-perkins/, verified 2026-10-22. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/227298 ## Contact - View profile at Galaxy Lending Group LLC: https://galaxylendinggroup.com/team-member/harold-perkins/ - Office phone and Email on file: shown at https://lendb.ai/lo/harold-perkins-227298#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/227298 - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://dfr.oregon.gov/ - lender_site: https://galaxylendinggroup.com/team-member/harold-perkins/ - state_regulator: https://dfpi.ca.gov/ Cite as: Harold Perkins (NMLS 227298), Galaxy Lending Group LLC. LenDb.ai, https://lendb.ai/lo/harold-perkins-227298, last verified 2026-10-22. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._