---
canonical_url: https://lendb.ai/lo/harpreet-kaur-1134740
json_url: https://lendb.ai/lo/harpreet-kaur-1134740.json
nmls_id: 1134740
last_verified: 2026-10-09
---

# Harpreet Kaur

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 1134740 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1134740)).

**Summary:** Harpreet Kaur (NMLS 1134740) is Mortgage Loan Officer at Loan Factory, based in California. Licensed in Florida, confirmed with the state regulator (license LO148359). Also lists Arizona, California, Indiana, Oregon, Texas, Virginia and Washington on the lender page (not yet checked with the state regulator). Speaks English, Hindi and Punjabi. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Indiana (IN, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Hindi, Punjabi
- Profile: unclaimed
- Status: active

## Specialties


## About

Harpreet holds a master's degree in business and works as both a loan officer and realtor. Fluent in English, Hindi, and Punjabi, they help diverse clients achieve homeownership with tailored solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Master's degree in business. Source: https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740, verified 2026-10-09.
- role: Loan Officer and Realtor at Loan Factory. Source: https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO148359 | active | confirmed | 2026-06-03 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1134740

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1134740
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740

Cite as: Harpreet Kaur (NMLS 1134740), Loan Factory. LenDb.ai, https://lendb.ai/lo/harpreet-kaur-1134740, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._