---
canonical_url: https://lendb.ai/lo/harry-richter-iii-46372
json_url: https://lendb.ai/lo/harry-richter-iii-46372.json
nmls_id: 46372
last_verified: 2026-10-09
---

# Rick Richter

Originating Branch Manager at CrossCountry Mortgage, Ann Arbor, MI. NMLS ID 46372 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/46372)).

**Summary:** Rick Richter (NMLS 46372) is Originating Branch Manager at CrossCountry Mortgage, based in Ann Arbor, MI. Licensed in Florida, confirmed with the state regulator (license LO30517). Also lists California, Michigan, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan and First-time buyer. Earliest state license record: July 2, 2015 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 2, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Michigan (MI, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/

## About

Rick is based in the Ann Arbor, MI community, understanding the local market and helping borrowers succeed from conversation to closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: 977 loans closed/funded. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO30517 | active | confirmed | 2015-07-02 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Ann Arbor, MI. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/46372

## Contact

- linkedin_url: https://www.linkedin.com/in/rickrichter/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/
- Office phone and Email on file: shown at https://lendb.ai/lo/harry-richter-iii-46372#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/46372
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/ann-arbor-mi-2315/harry-richter/

Cite as: Rick Richter (NMLS 46372), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/harry-richter-iii-46372, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._