{
  "canonical_url": "https://lendb.ai/lo/hazel-gladd-704323",
  "lede": {
    "text": "Hazel Gladd (NMLS 704323) is a Loan Officer at think one mortgage inc in Staten Island, New York, licensed in Florida since 2016 and in New York, Connecticut and Pennsylvania. Hazel's own profile lists VA loan as a focus, and Hazel works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Hazel licensed in New York?",
      "a": "Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 5 other states on file for Hazel.",
      "fields": [
        "licenses"
      ],
      "source": "New York state regulator",
      "source_url": "https://www.dfs.ny.gov/",
      "verified_at": "2026-10-14"
    },
    {
      "q": "Does Hazel do VA loans?",
      "a": "Hazel's profile lists VA loan as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Hazel work for, and is it FHA-approved?",
      "a": "think one mortgage inc, company NMLS 125182, from the Staten Island, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Hazel been licensed?",
      "a": "The earliest state license record LenDb holds for Hazel is from August 29, 2016 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 704323,
    "slug": "hazel-gladd-704323",
    "canonical_url": "https://lendb.ai/lo/hazel-gladd-704323",
    "md_url": "https://lendb.ai/lo/hazel-gladd-704323.md",
    "json_url": "https://lendb.ai/lo/hazel-gladd-704323.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704323",
    "full_name": {
      "value": "Hazel Gladd",
      "source": "state_regulator",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Hazel",
    "last_name": "Gladd",
    "headshot_url": {
      "value": "https://thinkmtg.com/wp-content/uploads/2025/08/8-1.png",
      "source": "state_regulator",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 125182,
      "lender_name": "think one mortgage inc",
      "lender_slug": "think-one-mortgage-inc-125182",
      "branch_city": "Staten Island",
      "branch_state": "NY",
      "branch_zip": "10314",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 125182,
        "lender_name": "think one mortgage inc",
        "lender_slug": "think-one-mortgage-inc-125182",
        "branch_city": "Staten Island",
        "branch_state": "NY",
        "branch_zip": "10314",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://thinkmtg.com/lo-hazel-gladd/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO36565",
        "status": "active",
        "issued_at": "2016-08-29",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dfs.ny.gov/",
        "verified_at": "2026-10-14",
        "confidence": "confirmed",
        "regulator": "ny"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-704323",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "ct"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "58233",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "pa"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over two decades",
        "source": "lender_site",
        "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 20:42:36.183352+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/hazel-gladd-704323#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://thinkmtg.com/lo-hazel-gladd/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2016-08-29",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2016,
      "state": "FL"
    },
    "federal_registration": null
  }
}