--- canonical_url: https://lendb.ai/lo/heath-barnes-210164 json_url: https://lendb.ai/lo/heath-barnes-210164.json nmls_id: 210164 last_verified: 2026-10-09 --- # Heath Barnes Branch Manager at Guild Mortgage, Houston, TX. NMLS ID 210164 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/210164)). **Summary:** Heath Barnes (NMLS 210164) is Branch Manager at Guild Mortgage, based in Houston, TX. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California, Georgia, Indiana, Minnesota, New Mexico, South Carolina, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Jumbo loan, Real estate investor and Self-employed. Licensed since 2022 (per Colorado records). Last verified 2026-10-09. ## At a glance - Licensed since 2022 (per Colorado records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), California (CA, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Minnesota (MN, lender_reported), New Mexico (NM, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html - **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html ## About Mortgage professional since 2002 specializing in conventional, jumbo, investment property, and business owner loans. Passionate about educating first-time homebuyers. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2002. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html, verified 2026-10-09. - role: Branch Manager, coach and mentor. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html, verified 2026-10-09. - credential: Graduate and former coach of The CORE Training program. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO113950 | active | confirmed | 2022-10-05 | state_regulator | 2026-10-09 | | CO | state_license | 100534512 | active | confirmed | 2022-09-01 | state_regulator | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), Houston, TX. Source: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/210164 ## Contact - linkedin_url: https://www.linkedin.com/in/heathbarnes/ (source: lender_site, verified 2026-10-09) - View profile at Guild Mortgage: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html - Office phone and Email on file: shown at https://lendb.ai/lo/heath-barnes-210164#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/210164 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=305578&contact=533040 - lender_site: https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html Cite as: Heath Barnes (NMLS 210164), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/heath-barnes-210164, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._