---
canonical_url: https://lendb.ai/lo/heather-chymka-876227
json_url: https://lendb.ai/lo/heather-chymka-876227.json
nmls_id: 876227
last_verified: 2026-10-28
---

# Heather Chymka

Loan officer at A & N Mortgage Services, Inc.. NMLS ID 876227 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/876227)).

Heather Chymka (NMLS 876227) is a mortgage loan officer at A & N Mortgage Services, Inc., licensed in Illinois since 2012. Heather works at an FHA-approved lender, per HUD.

**Summary:** Heather Chymka (NMLS 876227) is a loan officer at A & N Mortgage Services, Inc.. Licensed in Illinois, confirmed with the state regulator (license 31.0033486). Earliest state license record: October 16, 2012 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Heather licensed in Illinois?

Yes. Illinois regulator records list license 31.0033486 as active, first effective October 16, 2012 (verified 2026-10-28). Source: https://idfpr.illinois.gov/banks/resfin.html.

### What lender does Heather work for, and is it FHA-approved?

A & N Mortgage Services, Inc., company NMLS 19291, per the lender's own site (verified 2026-10-28). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://idfpr.illinois.gov/banks/resfin.html.

### How long has Heather been licensed?

The earliest state license record LenDb holds for Heather is from October 16, 2012 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: October 16, 2012 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IL | Illinois regulator | state_license | 31.0033486 | active | confirmed | 2012-10-16 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: A & N Mortgage Services, Inc. (NMLS 19291). Source: https://idfpr.illinois.gov/banks/resfin.html, verified 2026-10-28.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/876227

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/876227
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Heather Chymka (NMLS 876227), A & N Mortgage Services, Inc.. LenDb.ai, https://lendb.ai/lo/heather-chymka-876227, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._