{
  "canonical_url": "https://lendb.ai/lo/heather-close-103114",
  "loan_officer": {
    "nmls_id": 103114,
    "slug": "heather-close-103114",
    "canonical_url": "https://lendb.ai/lo/heather-close-103114",
    "md_url": "https://lendb.ai/lo/heather-close-103114.md",
    "json_url": "https://lendb.ai/lo/heather-close-103114.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/103114",
    "full_name": {
      "value": "Heather Close",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "first_name": "Heather",
    "last_name": "Close",
    "headshot_url": null,
    "bio": {
      "value": "Heather Close is a Licensed Loan Originator with over 30 years of mortgage industry experience dedicated to helping people achieve homeownership. Originally from Riverside, CA, she has lived in the Capital District for over 25 years and has won several awards for exceptional customer satisfaction.",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Licensed Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 3232,
      "lender_name": "Homestead Funding",
      "lender_slug": "homestead-funding-3232",
      "branch_city": "Albany",
      "branch_state": "NY",
      "branch_zip": "12205",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3232,
        "lender_name": "Homestead Funding",
        "lender_slug": "homestead-funding-3232",
        "branch_city": "Albany",
        "branch_state": "NY",
        "branch_zip": "12205",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Capital District; originally from Riverside, CA; has lived in the Capital District for over 25 years",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Won several awards for exceptional customer satisfaction",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:26:06.511599+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/heather-close-103114#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/heather-close",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}