---
canonical_url: https://lendb.ai/lo/heather-hoover-1861801
json_url: https://lendb.ai/lo/heather-hoover-1861801.json
nmls_id: 1861801
last_verified: 2026-10-28
---

# Heather Hoover

Loan officer at Standard Mortgage Capital LLC. NMLS ID 1861801 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1861801)).

Heather Hoover (NMLS 1861801) is a mortgage loan officer at Standard Mortgage Capital LLC, licensed in Illinois since 2020. Heather works at an FHA-approved lender, per HUD.

**Summary:** Heather Hoover (NMLS 1861801) is a loan officer at Standard Mortgage Capital LLC. Licensed in Illinois, confirmed with the state regulator (license 31.0062838). Earliest state license record: October 5, 2020 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Heather licensed in Illinois?

Yes. Illinois regulator records list license 31.0062838 as active, first effective October 5, 2020 (verified 2026-10-28). Source: https://idfpr.illinois.gov/banks/resfin.html.

### What lender does Heather work for, and is it FHA-approved?

Standard Mortgage Capital LLC, company NMLS 1604663, per the lender's own site (verified 2026-10-28). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://idfpr.illinois.gov/banks/resfin.html.

### How long has Heather been licensed?

The earliest state license record LenDb holds for Heather is from October 5, 2020 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: October 5, 2020 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IL | Illinois regulator | state_license | 31.0062838 | active | confirmed | 2020-10-05 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: Standard Mortgage Capital LLC (NMLS 1604663). Source: https://idfpr.illinois.gov/banks/resfin.html, verified 2026-10-28.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1861801

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1861801
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Heather Hoover (NMLS 1861801), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/heather-hoover-1861801, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._