---
canonical_url: https://lendb.ai/lo/heather-ide-1633658
json_url: https://lendb.ai/lo/heather-ide-1633658.json
nmls_id: 1633658
last_verified: 2026-10-09
---

# Heather Ide

Loan Officer at Xpert Home Lending, AZ. NMLS ID 1633658 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1633658)).

**Summary:** Heather Ide (NMLS 1633658) is Loan Officer at Xpert Home Lending, based in Arizona. Lists Arizona and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan, USDA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/heather-ide
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/heather-ide
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/heather-ide
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/heather-ide

## About

Experienced loan officer and military spouse who specializes in VA, Conventional, FHA, USDA, and Down Payment Assistance loans. She serves Arizona and Washington, dedicated to simplifying the home buying process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Arizona and Washington. Source: https://xperthomelending.com/loan-directory/heather-ide, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), AZ. Source: https://xperthomelending.com/loan-directory/heather-ide, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1633658

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/heather-ide
- Office phone and Email on file: shown at https://lendb.ai/lo/heather-ide-1633658#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1633658
- lender_site: https://xperthomelending.com/loan-directory/heather-ide

Cite as: Heather Ide (NMLS 1633658), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/heather-ide-1633658, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._