---
canonical_url: https://lendb.ai/lo/hector-centeno-cedeno-203030
json_url: https://lendb.ai/lo/hector-centeno-cedeno-203030.json
nmls_id: 203030
last_verified: 2026-10-26
---

# Hector Centeno-Cedeno

Loan officer at Buckingham Mortgage LLC, VA. NMLS ID 203030 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/203030)).

Hector Centeno-Cedeno, NMLS 203030, works as a mortgage loan officer at Buckingham Mortgage LLC in Virginia and is licensed in Florida since 2023 and in Maryland. Hector speaks English and Spanish.

**Summary:** Hector Centeno-Cedeno (NMLS 203030) is a loan officer at Buckingham Mortgage LLC, based in Virginia. Licensed in 2 states confirmed with state regulators: Florida and Maryland. Also lists District of Columbia and Virginia on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Earliest state license record: August 10, 2023 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Hector licensed in Virginia?

Buckingham Mortgage LLC's page for Hector lists Virginia. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 3 other states on file for Hector. Source: https://www.bfgusa.com/team-member/hector-centeno-cedeno/.

### What lender does Hector work for?

Buckingham Mortgage LLC, company NMLS 1124970, per the lender's own site (verified 2026-10-15). Source: https://www.bfgusa.com/team-member/hector-centeno-cedeno/.

### What languages does Hector speak?

English and Spanish, per their lender page (verified 2026-10-15). Source: https://www.bfgusa.com/team-member/hector-centeno-cedeno/.

### How long has Hector been licensed?

The earliest state license record LenDb holds for Hector is from August 10, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: August 10, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO122206 | active | confirmed | 2023-08-10 | state_regulator | 2026-10-15 |
| DC |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| VA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Buckingham Mortgage LLC (NMLS 1124970), VA. Source: https://www.bfgusa.com/team-member/hector-centeno-cedeno/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/203030

## Contact

- View profile at Buckingham Mortgage LLC: https://www.bfgusa.com/team-member/hector-centeno-cedeno/
- Email on file: shown at https://lendb.ai/lo/hector-centeno-cedeno-203030#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/203030
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.bfgusa.com/team-member/hector-centeno-cedeno/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Hector Centeno-Cedeno (NMLS 203030), Buckingham Mortgage LLC. LenDb.ai, https://lendb.ai/lo/hector-centeno-cedeno-203030, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._