---
canonical_url: https://lendb.ai/lo/hector-ramirez-898663
json_url: https://lendb.ai/lo/hector-ramirez-898663.json
nmls_id: 898663
last_verified: 2026-10-09
---

# Hector Ramirez

Loan Officer at Xpert Home Lending. NMLS ID 898663 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/898663)).

**Summary:** Hector Ramirez (NMLS 898663) is Loan Officer at Xpert Home Lending. Lists California, South Carolina and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), South Carolina (SC, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/hector-ramirez, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/898663

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/hector-ramirez
- Office phone on file: shown at https://lendb.ai/lo/hector-ramirez-898663#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/898663
- lender_site: https://xperthomelending.com/loan-directory/hector-ramirez

Cite as: Hector Ramirez (NMLS 898663), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/hector-ramirez-898663, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._