---
canonical_url: https://lendb.ai/lo/heidi-fitzgerald-bailey-90051
json_url: https://lendb.ai/lo/heidi-fitzgerald-bailey-90051.json
nmls_id: 90051
last_verified: 2026-10-09
---

# Heidi Fitzgerald-Bailey

Loan Officer at Highlands Residential Mortgage, Hendersonville, NC. NMLS ID 90051 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/90051)).

**Summary:** Heidi Fitzgerald-Bailey (NMLS 90051) is Loan Officer at Highlands Residential Mortgage, based in Hendersonville, NC. Licensed in Florida, confirmed with the state regulator (license LO62783). Also lists Alabama, Georgia, North Carolina, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: July 18, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 18, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO62783 | active | confirmed | 2019-07-18 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871), Hendersonville, NC. Source: https://www.highlandsmortgage.com/agents/heidi-fitzgerald-bailey/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/90051

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/heidi-fitzgerald-bailey/
- Office phone and Email on file: shown at https://lendb.ai/lo/heidi-fitzgerald-bailey-90051#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/90051
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.highlandsmortgage.com/agents/heidi-fitzgerald-bailey/

Cite as: Heidi Fitzgerald-Bailey (NMLS 90051), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/heidi-fitzgerald-bailey-90051, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._