--- canonical_url: https://lendb.ai/lo/heidi-gage-213769 json_url: https://lendb.ai/lo/heidi-gage-213769.json nmls_id: 213769 last_verified: 2026-10-09 --- # Heidi Gage Renovation Loan Manager/Loan Originator at NFM Lending, Linthicum, MD. NMLS ID 213769 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213769)). **Summary:** Heidi Gage (NMLS 213769) is Renovation Loan Manager/Loan Originator at NFM Lending, based in Linthicum, MD. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, District of Columbia, Delaware, Georgia and 16 more on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). States 30 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2021 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 30 (source: https://nfmlending.com/loanoriginator/heidi-gage/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Heidi brings over 30 years of mortgage industry experience and specializes in renovation loans backed by Fannie Mae, FHA, and VA. She also offers conventional, jumbo, FHA, VA, USDA, and Maryland Mortgage Program loans. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 30. Source: https://nfmlending.com/loanoriginator/heidi-gage/, verified 2026-10-09. - credential: Background in processing and closing. Source: https://nfmlending.com/loanoriginator/heidi-gage/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO95741 | active | confirmed | 2021-10-07 | state_regulator | 2026-10-09 | | CO | state_license | 100528329 | active | confirmed | 2021-11-08 | state_regulator | 2026-10-09 | | PA | state_license | 70248 | active | confirmed | | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: NFM Lending (NMLS 2893), Linthicum, MD. Source: https://nfmlending.com/loanoriginator/heidi-gage/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213769 ## Contact - View profile at NFM Lending: https://nfmlending.com/loanoriginator/heidi-gage/ - Email on file: shown at https://lendb.ai/lo/heidi-gage-213769#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/213769 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=286999&contact=511629 - state_regulator: https://data.pa.gov/d/tyxc-jyug - lender_site: https://nfmlending.com/loanoriginator/heidi-gage/ Cite as: Heidi Gage (NMLS 213769), NFM Lending. LenDb.ai, https://lendb.ai/lo/heidi-gage-213769, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._