{
  "canonical_url": "https://lendb.ai/lo/heidi-martin-282008",
  "lede": {
    "text": "Heidi Martin, NMLS 282008, works as a Residential Loan Officer at Banner Bank in Portland, Oregon.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Heidi licensed?",
      "a": "Heidi works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Heidi work for?",
      "a": "Banner Bank, company NMLS 439266, from the Portland, OR office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 282008,
    "slug": "heidi-martin-282008",
    "canonical_url": "https://lendb.ai/lo/heidi-martin-282008",
    "md_url": "https://lendb.ai/lo/heidi-martin-282008.md",
    "json_url": "https://lendb.ai/lo/heidi-martin-282008.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282008",
    "full_name": {
      "value": "Heidi Martin",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "first_name": "Heidi",
    "last_name": "Martin",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/uOyn7OX6mRqkPxveDa0VTm-dmQt_cIQnT-dlcEnvFUw/304x375.jpg",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Heidi Martin has helped clients with mortgage needs for more than 35 years across many housing and lending sectors, including work with builders and nonprofits. Their profile says they help with loans for Veterans and first-time homebuyers. They also volunteer cooking meals for a local family shelter.",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Residential Loan Officer",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 439266,
      "lender_name": "Banner Bank",
      "lender_slug": "banner-bank-439266",
      "branch_city": "Portland",
      "branch_state": "OR",
      "branch_zip": "97204",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 439266,
        "lender_name": "Banner Bank",
        "lender_slug": "banner-bank-439266",
        "branch_city": "Portland",
        "branch_state": "OR",
        "branch_zip": "97204",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "more than 35",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "helps prospective homebuyers at nonprofit homebuyer fairs",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "volunteers cooking meals for a local family shelter",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 14:19:23.12506+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/heidi-martin-282008#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/portland/heidi-martin",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}