---
canonical_url: https://lendb.ai/lo/heidi-ruhe-428269
json_url: https://lendb.ai/lo/heidi-ruhe-428269.json
nmls_id: 428269
last_verified: 2026-10-09
---

# Heidi Ruhe

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Valparaiso, IN. NMLS ID 428269 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/428269)).

**Summary:** Heidi Ruhe (NMLS 428269) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Valparaiso, IN. Focus areas shown on the lender page: Vacation home, VA loan, FHA loan and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: no license list on file; check NMLS Consumer Access
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269

## About

Heidi has 16 years of experience as a Senior Home Lending Advisor, specializing in preapproval, fixed-rate and adjustable-rate mortgages, vacation home financing, FHA and VA mortgages, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Valparaiso, IN. Source: https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/heidi-ruhe-2bb44212/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269
- Office phone and Email on file: shown at https://lendb.ai/lo/heidi-ruhe-428269#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/428269
- lender_site: https://homelendingadvisor.chase.com/in/valparaiso/2301-n-calumet-ave-hla-428269

Cite as: Heidi Ruhe (NMLS 428269), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/heidi-ruhe-428269, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._