---
canonical_url: https://lendb.ai/lo/herman-d-souza-486012
json_url: https://lendb.ai/lo/herman-d-souza-486012.json
nmls_id: 486012
last_verified: 2026-10-09
---

# Herman D'Souza

Credit Solutions Advisor, Vice President at Bank of America, Westfield, NJ. NMLS ID 486012 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/486012)).

**Summary:** Herman D'Souza (NMLS 486012) is Credit Solutions Advisor, Vice President at Bank of America, based in Westfield, NJ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Westfield, NJ. Source: https://mortgage.bankofamerica.com/hermandsouza, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/486012

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/hermandsouza
- Office phone on file: shown at https://lendb.ai/lo/herman-d-souza-486012#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/486012
- lender_site: https://mortgage.bankofamerica.com/hermandsouza

Cite as: Herman D'Souza (NMLS 486012), Bank of America. LenDb.ai, https://lendb.ai/lo/herman-d-souza-486012, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._