---
canonical_url: https://lendb.ai/lo/hermes-melo-1982179
json_url: https://lendb.ai/lo/hermes-melo-1982179.json
nmls_id: 1982179
last_verified: 2026-10-09
---

# Santiago Melo

Mortgage Advisor at Fairway Independent Mortgage Corporation, Oak Brook, IL. NMLS ID 1982179 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1982179)).

**Summary:** Santiago Melo (NMLS 1982179) is Mortgage Advisor at Fairway Independent Mortgage Corporation, based in Oak Brook, IL. Licensed in Florida, confirmed with the state regulator (license LO117901). Also lists Indiana, Kentucky and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2023 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.fairway.com/lo/santiago-melo-1982179, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/santiago-melo-1982179
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/santiago-melo-1982179

## About

Santiago has 25+ years of mortgage lending and real estate experience, helping thousands buy homes and investment properties. He specializes in first-time buyers, self-employed, renovation, jumbo, and HELOC programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.fairway.com/lo/santiago-melo-1982179, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117901 | active | confirmed | 2023-03-02 | state_regulator | 2026-10-09 |
| IN | state_license | 62906 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | MC940280 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | 1982179 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Oak Brook, IL. Source: https://www.fairway.com/lo/santiago-melo-1982179, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1982179

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/santiago-melo-1982179
- Office phone and Email on file: shown at https://lendb.ai/lo/hermes-melo-1982179#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1982179
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.fairway.com/lo/santiago-melo-1982179

Cite as: Santiago Melo (NMLS 1982179), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/hermes-melo-1982179, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._