---
canonical_url: https://lendb.ai/lo/himal-budhathoki-2533208
json_url: https://lendb.ai/lo/himal-budhathoki-2533208.json
nmls_id: 2533208
last_verified: 2026-10-09
---

# Himal Budhathoki

Mortgage Loan Officer at Loan Factory. NMLS ID 2533208 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2533208)).

**Summary:** Himal Budhathoki (NMLS 2533208) is Mortgage Loan Officer at Loan Factory. Lists New Jersey and Virginia on the lender page (not yet checked with the state regulator). Speaks Bengali, English, Hindi and Nepali. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: New Jersey (NJ, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Bengali, English, Hindi, Nepali
- Profile: unclaimed
- Status: active

## Specialties


## About

Himal Budhathoki leverages access to 240+ lenders and a CPA team to provide competitive mortgage options with a $1,000 Best Price Guaranteed, focusing on helping clients compare rates and build wealth.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Backed by an experienced CPA. Source: https://www.loanfactory.com/mortgage-expert/himal-budhathoki-2533208, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/himal-budhathoki-2533208, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2533208

## Contact

- linkedin_url: https://www.linkedin.com/in/himalaya-budhathoki-b85a5120/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/himal-budhathoki-2533208

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2533208
- lender_site: https://www.loanfactory.com/mortgage-expert/himal-budhathoki-2533208

Cite as: Himal Budhathoki (NMLS 2533208), Loan Factory. LenDb.ai, https://lendb.ai/lo/himal-budhathoki-2533208, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._