--- canonical_url: https://lendb.ai/lo/hong-luu-185192 json_url: https://lendb.ai/lo/hong-luu-185192.json nmls_id: 185192 last_verified: 2026-10-09 --- # Bobby Luu Senior Mortgage Advisor, Branch Sales Manager at American Pacific Mortgage, Reston, VA. NMLS ID 185192 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185192)). **Summary:** Bobby Luu (NMLS 185192) is Senior Mortgage Advisor, Branch Sales Manager at American Pacific Mortgage, based in Reston, VA. Licensed in Florida, confirmed with the state regulator (license LO115512). Also lists District of Columbia, Maryland, Nebraska, New Jersey, Pennsylvania, Texas and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, Non-QM loan and Real estate investor. Speaks Vietnamese. Licensed since 2022 (per Florida records). States 25 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2022 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 25 (source: https://www.apmortgage.com/bobby-luu, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Nebraska (NE, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Vietnamese - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu - **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu - **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/bobby-luu ## About Bobby Luu is a Senior Mortgage Advisor with nearly 25 years of banking and mortgage experience. Originally from Vietnam, he is fluent in Vietnamese and specializes in serving first-time homebuyers, veterans, self-employed borrowers, and real estate investors. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 25. Source: https://www.apmortgage.com/bobby-luu, verified 2026-10-09. - role: teller, personal banker, branch manager, mortgage professional. Source: https://www.apmortgage.com/bobby-luu, verified 2026-10-09. - credential: Multi-year President's Club Loan Officer. Source: https://www.apmortgage.com/bobby-luu, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO115512 | active | confirmed | 2022-11-30 | state_regulator | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: American Pacific Mortgage (NMLS 1850), Reston, VA. Source: https://www.apmortgage.com/bobby-luu, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185192 ## Contact - View profile at American Pacific Mortgage: https://www.apmortgage.com/bobby-luu - Office phone and Email on file: shown at https://lendb.ai/lo/hong-luu-185192#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185192 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.apmortgage.com/bobby-luu Cite as: Bobby Luu (NMLS 185192), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/hong-luu-185192, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._