---
canonical_url: https://lendb.ai/lo/howard-murray-1893086
json_url: https://lendb.ai/lo/howard-murray-1893086.json
nmls_id: 1893086
last_verified: 2026-10-09
---

# Howard Murray

Mortgage Loan Officer at Loan Factory. NMLS ID 1893086 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1893086)).

**Summary:** Howard Murray (NMLS 1893086) is Mortgage Loan Officer at Loan Factory. Lists California, Indiana, Texas and Washington on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Indiana (IN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO101109 | expired | confirmed | 2022-01-25 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/howard-murray-1893086, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1893086

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/howard-murray-1893086

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1893086
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/howard-murray-1893086

Cite as: Howard Murray (NMLS 1893086), Loan Factory. LenDb.ai, https://lendb.ai/lo/howard-murray-1893086, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._