---
canonical_url: https://lendb.ai/lo/ian-clardy-1028728
json_url: https://lendb.ai/lo/ian-clardy-1028728.json
nmls_id: 1028728
last_verified: 2026-10-09
---

# Ian Clardy

Originating Branch Manager at CrossCountry Mortgage, Wayne, PA. NMLS ID 1028728 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1028728)).

**Summary:** Ian Clardy (NMLS 1028728) is Originating Branch Manager at CrossCountry Mortgage, based in Wayne, PA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Delaware, Maryland and New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and FHA loan. Licensed since 2020 (per Florida records). States 3 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 3 (source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/

## About

Ian has a background spanning finance, real estate, and mortgage operations. They hold a bachelor's degree in finance, real estate license, and home inspection coursework, with 3 years of mortgage operations experience before transitioning to loan origination.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's degree in finance. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/, verified 2026-10-09.
- credential: Real estate license holder. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/, verified 2026-10-09.
- credential: Home inspection coursework completed. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/, verified 2026-10-09.
- years_experience: 3. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO78847 | active | confirmed | 2020-12-15 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 40985 | active | confirmed |  | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Wayne, PA. Source: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1028728

## Contact

- linkedin_url: https://www.linkedin.com/in/ianclardy/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/
- Office phone and Email on file: shown at https://lendb.ai/lo/ian-clardy-1028728#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1028728
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/wayne-pa-2552/ian-clardy/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Ian Clardy (NMLS 1028728), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ian-clardy-1028728, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._