---
canonical_url: https://lendb.ai/lo/ingrid-ruiz-1260722
json_url: https://lendb.ai/lo/ingrid-ruiz-1260722.json
nmls_id: 1260722
last_verified: 2026-10-09
---

# Ingrid Ruiz

Senior Loan Officer at CrossCountry Mortgage, Denville, NJ. NMLS ID 1260722 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1260722)).

**Summary:** Ingrid Ruiz (NMLS 1260722) is Senior Loan Officer at CrossCountry Mortgage, based in Denville, NJ. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Connecticut, Georgia, North Carolina, New Jersey and New York on the lender page (not yet checked with the state regulator). Speaks Spanish. Earliest state license record: February 13, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 13, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Experienced loan officer with over a decade of expertise in the financial industry, fluent in Spanish. Serves diverse clientele with customized solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://crosscountrymortgage.com/denville-nj-3480/ingrid-ruiz/, verified 2026-10-09.
- credential: Fluent in Spanish. Source: https://crosscountrymortgage.com/denville-nj-3480/ingrid-ruiz/, verified 2026-10-09.
- service_area: Rockaway, NJ branch. Source: https://crosscountrymortgage.com/denville-nj-3480/ingrid-ruiz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO126085 | active | confirmed | 2024-02-13 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 108658 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Denville, NJ. Source: https://crosscountrymortgage.com/denville-nj-3480/ingrid-ruiz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1260722

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/denville-nj-3480/ingrid-ruiz/
- Email on file: shown at https://lendb.ai/lo/ingrid-ruiz-1260722#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1260722
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/denville-nj-3480/ingrid-ruiz/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Ingrid Ruiz (NMLS 1260722), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ingrid-ruiz-1260722, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._