---
canonical_url: https://lendb.ai/lo/insu-kim-228010
json_url: https://lendb.ai/lo/insu-kim-228010.json
nmls_id: 228010
last_verified: 2026-10-26
---

# Insu Kim

Loan officer at InstaMortgage Inc., San Jose, CA. NMLS ID 228010 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/228010)).

Based in San Jose, California, Insu Kim (NMLS 228010) is a mortgage loan officer at InstaMortgage Inc., licensed in Maryland. Insu works at an FHA-approved lender, per HUD.

**Summary:** Insu Kim (NMLS 228010) is a loan officer at InstaMortgage Inc., based in San Jose, CA. Licensed in Maryland, confirmed with the state regulator. States 15 years of experience. Last verified 2026-10-26.

## Quick answers

### Is Insu licensed in Maryland?

Yes. Maryland regulator records list a license as active (verified 2026-10-26). Source: https://www.labor.maryland.gov/finance/.

### What lender does Insu work for, and is it FHA-approved?

InstaMortgage Inc., company NMLS 1035734, from the San Jose, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://instamortgage.com/loan-officer/insu-kim/.

### How much experience does Insu have?

Insu states 15 years of experience. Source: https://instamortgage.com/loan-officer/insu-kim/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://instamortgage.com/loan-officer/insu-kim/, verified 2026-10-15)
- Licensed in: Maryland (MD, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 15. Source: https://instamortgage.com/loan-officer/insu-kim/, verified 2026-10-15.
- credential: Licensed CPA since 1994. Source: https://instamortgage.com/loan-officer/insu-kim/, verified 2026-10-15.
- education: University of Maryland, degree in Accounting. Source: https://instamortgage.com/loan-officer/insu-kim/, verified 2026-10-15.
- community: Has competed in marathons and half marathons for charity. Source: https://instamortgage.com/loan-officer/insu-kim/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: InstaMortgage Inc. (NMLS 1035734), San Jose, CA. Source: https://instamortgage.com/loan-officer/insu-kim/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/228010

## Contact

- View profile at InstaMortgage Inc.: https://instamortgage.com/loan-officer/insu-kim/
- Email on file: shown at https://lendb.ai/lo/insu-kim-228010#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/228010
- state_regulator: https://www.labor.maryland.gov/finance/
- lender_site: https://instamortgage.com/loan-officer/insu-kim/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Insu Kim (NMLS 228010), InstaMortgage Inc.. LenDb.ai, https://lendb.ai/lo/insu-kim-228010, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._