---
canonical_url: https://lendb.ai/lo/irini-ronen-lulu-482084
json_url: https://lendb.ai/lo/irini-ronen-lulu-482084.json
nmls_id: 482084
last_verified: 2026-10-09
---

# Irini Lulu

Originating Branch Manager at CrossCountry Mortgage, Plymouth Meeting, PA. NMLS ID 482084 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/482084)).

**Summary:** Irini Lulu (NMLS 482084) is Originating Branch Manager at CrossCountry Mortgage, based in Plymouth Meeting, PA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, Delaware, Maryland, New Jersey, Texas and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Non-QM loan and Real estate investor. Speaks Greek and Albanian. Earliest state license record: January 28, 2019 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 28, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, confirmed), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Greek, Albanian
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/

## About

Irini has 25 years of mortgage industry experience and 15 years in corporate banking. They specialize in a wide range of loan solutions and personally attend closings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.
- years_experience: 15. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.
- role: Personally attends closings to ensure smooth transactions. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.
- credential: Fluent in Greek and Albanian with strong understanding of Hebrew. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.
- service_area: PA, NJ, DE, MD, FL, VA, CA, TX. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.
- community: Donates 10% of every transaction to nonprofits. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO58868 | active | confirmed | 2019-01-28 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 52318 | active | confirmed |  | state_regulator | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Plymouth Meeting, PA. Source: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/482084

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/
- Office phone and Email on file: shown at https://lendb.ai/lo/irini-ronen-lulu-482084#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/482084
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/plymouth-meeting-pa-5045/irini-lulu/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Irini Lulu (NMLS 482084), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/irini-ronen-lulu-482084, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
