--- canonical_url: https://lendb.ai/lo/italo-badia-taveras-2653111 json_url: https://lendb.ai/lo/italo-badia-taveras-2653111.json nmls_id: 2653111 last_verified: 2026-10-30 --- # Italo Badia Associate Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 2653111 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2653111)). Italo Badia (NMLS 2653111) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2025 and in Florida, Connecticut, Louisiana and 5 more states. Italo's lender page shows a focus on VA loan. **Summary:** Italo Badia (NMLS 2653111) is Associate Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 9 states confirmed with state regulators: Florida, Connecticut, Louisiana, Delaware, Arkansas, Oregon, Wisconsin, California and 1 more. Focus areas shown on the lender page: VA loan. Earliest state license record: April 1, 2025 (Oregon), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Italo licensed in Florida? Yes. Florida regulator records list license LO137055 as active, first effective April 10, 2025 (verified 2026-10-15). LenDb has 8 other states on file for Italo. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Italo do VA loans? Italo's profile lists VA loan as a focus (from their lender profile page). Source: https://independencehl.com/italo-badia/. ### What lender does Italo work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/italo-badia/. ### How long has Italo been licensed? The earliest state license record LenDb holds for Italo is from April 1, 2025 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: April 1, 2025 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Italo F. Badia Taveras (AR, CA, CT, FL, LA, MD, OR, as of 2026-10-26); Italo Badia Taveras (WI, as of 2026-10-21) - Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/italo-badia/ ## Facts from the lender page and intro - education: Bachelor's degree in finance from Florida International University (FIU). Source: https://independencehl.com/italo-badia/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO137055 | active | confirmed | 2025-04-10 | state_regulator | 2026-10-15 | | CT | Connecticut regulator | state_license | LO-2653111 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-04-01 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2653111 | active | confirmed | 2026-06-05 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2653111 | active | confirmed | 2025-11-19 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/italo-badia/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2653111 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/italo-badia/ - Office phone and Email on file: shown at https://lendb.ai/lo/italo-badia-taveras-2653111#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2653111 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - lender_site: https://independencehl.com/italo-badia/ Cite as: Italo Badia (NMLS 2653111), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/italo-badia-taveras-2653111, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._