---
canonical_url: https://lendb.ai/lo/izumi-kuwabara-1460270
json_url: https://lendb.ai/lo/izumi-kuwabara-1460270.json
nmls_id: 1460270
last_verified: 2026-10-28
---

# Izumi Kuwabara

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1460270 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1460270)).

Izumi Kuwabara (NMLS 1460270) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Oregon, California and Illinois.

**Summary:** Izumi Kuwabara (NMLS 1460270) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 3 states confirmed with state regulators: Oregon, California and Illinois. Earliest state license record: May 15, 2019 (Florida), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Izumi licensed in Oregon?

Yes. Oregon regulator records list a license as active, first effective June 22, 2026 (verified 2026-10-20). LenDb has 2 other states on file for Izumi. Source: https://dfr.oregon.gov/.

### What lender does Izumi work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/izumi-kuwabara/.

### How long has Izumi been licensed?

The earliest state license record LenDb holds for Izumi is from May 15, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: May 15, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Izumi D. Kuwabara (CA, FL, IA, OR, as of 2026-10-22)
- Licensed in: Oregon (OR, confirmed), California (CA DFPI, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 2016. Source: https://independencehl.com/izumi-kuwabara/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO61346 | expired | confirmed | 2019-05-15 | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 46113 | expired | confirmed | 2021-09-15 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-06-22 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1460270 | expired | confirmed | 2021-07-06 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1460270 | active | confirmed | 2026-07-07 | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0095530 | active | confirmed | 2026-07-08 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/izumi-kuwabara/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1460270

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/izumi-kuwabara/
- Office phone and Email on file: shown at https://lendb.ai/lo/izumi-kuwabara-1460270#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1460270
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- lender_site: https://independencehl.com/izumi-kuwabara/

Cite as: Izumi Kuwabara (NMLS 1460270), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/izumi-kuwabara-1460270, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._